Posted on: January 20, 2021 by RMS Hospitality

In the early weeks of the COVID-19 pandemic, many restaurant industry clients were forced to close their in-house dining rooms or even shut down completely to prevent the virus’s spread. For many restaurant owners, this also meant scaling back any marketing campaigns and stripping priorities down to business basics, like Restaurant Insurance Program coverage, payroll, and […] Read More

Posted in: Restaurant Insurance

Posted on: January 13, 2021 by RMS Hospitality

As the new year begins, restaurants are looking to find ways to cater to customers in what’s being called the new normal. The pandemic completely changed the way people dine out, order in, and feel about eating from their favorite restaurants. This is why food spots need to pivot to provide a safe environment for […] Read More

Posted in: Restaurant Insurance

Posted on: December 23, 2020 by RMS Hospitality

Alcohol sales are great for profit margins with low overhead for restaurants. However, the drawback is that some bars and restaurants might have to handle an overly intoxicated customer from time to time. Yes, customers who’ve tasted too many beers might be louder than usual or a little confident in their speech. But for customers […] Read More

Posted in: Sports Bar Insurance

Posted on: December 16, 2020 by RMS Hospitality

For restaurants in areas where temperature can drop below freezing, there’s a lot of front-end work that goes into prepping the establishment to handle the cold weather. If a restaurant client is in an area where snowfall is the norm every winter, preparing for snow collections that may hamper their operations is a tactical step […] Read More

Posted in: Restaurant Insurance

Posted on: December 9, 2020 by RMS Hospitality

New York City has always been a Mecca for restaurants and chefs with the fourth-most dining locations per capita in the United States. But when COVID-19 started to cut through the city, those restaurants had to shut down. To keep these locations open, restaurants have been putting up enclosed structures along sidewalks or on streets […] Read More

Posted in: Restaurant Insurance

Posted on: November 25, 2020 by RMS Hospitality

A restaurant must be a well-oiled machine for business to run smoothly. From open to close, order to order, there are so many different things that must go right to keep the customers happy and the engine running. However, all of this can be brought to a halt with an injury to a customer. But […] Read More

Posted in: workers compensation

Posted on: November 18, 2020 by RMS Hospitality

Running a successful restaurant takes a lot of patience, time, and careful planning. Because three out of every five new restaurants don’t make it past their first year of business, restaurants must do what they can to limit exposure to liabilities that can ultimately close their doors for good. For restaurant and hospitality clients, obtaining […] Read More

Posted in: Completed Operations

Posted on: November 4, 2020 by RMS Hospitality

For any bar or nightclub that serves alcohol, a potential altercation, such as a fight, shouting match, or sexual assault, is always on the minds of owners and managerial staff, and rightfully so. According to a $1 million study by the National Institute of Alcohol Abuse and Alcoholism, a mixture of dark and dirty bars and heavy […] Read More

Posted in: Assault & Battery Insurance

Posted on: October 28, 2020 by RMS Hospitality

More restaurants are turning to their local neighborhood food suppliers and local farming systems for fresh, flavorful foods. Local foods are finding their way to all kinds of different types of restaurants, from fine dining to casual corner cafes. But does sourcing locally cost too much? Is it hard to come by? Will loyal diners react […] Read More

Posted in: Restaurant Insurance

Posted on: October 21, 2020 by RMS Hospitality

From drawing up a disclosure document to figuring out what decorations will go up inside a store, turning a business into a franchise is all about the details. The payoff can be lucrative, as franchising is one of the best ways to spread a brand and grow a business quickly. According to the U.S. Census […] Read More

Posted in: Franchise Select