Posted on: February 13, 2020 by RMS Hospitality

For restaurants, having a recall set in motion can be one of the most–if not the most–devastating things that can happen to it. No matter the size of the restaurant or brand name status, a recall can completely sink consumer confidence and open the door to plenty of financial, legal, and reputational risks. Last year, […] Read More

Posted in: Restaurant Insurance

Tagged: Food Recalls Food Safety Restaurant Risk Management

Posted on: February 5, 2020 by RMS Hospitality

Wage theft has always been an issue in the service industry as restaurant workers lose millions each year because of this issue. On a greater scale, the Economic Policy Institute estimates that $15 billion is lost just to minimum wage violations each year in all sectors combined. From tip skimming to underpayment to illegal deductions, […] Read More

Posted in: blog Restaurant Insurance

Tagged: protecting restaurant employees restaurant insurance restaurant labor management Restaurant Lawsuit Wage Theft Wage Theft Claims Wage Theft in Restaurants

Posted on: January 22, 2020 by RMS Hospitality

Restaurant gift cards have been rising in popularity among holiday shoppers over the years and it doesn’t seem to be trending down at any point. And while some people are opting for digital gift cards where recipients can use that value online, especially for mobile food ordering, using the cards at a restaurant is still […] Read More

Posted in: blog Restaurant Insurance

Tagged: ADA Gift Card Accessibility Gift Cards Restaurant Accessibility restaurant insurance Restaurant Insurance Package Restaurant Insurance Program RMS Hospitality Group

Posted on: January 15, 2020 by RMS Hospitality

One of the hot button issues that have been debated about on stage at recent democratic presidential debates is the topic of the country’s approach to minimum wage. Currently, the federal minimum wage in the United States sits at $7.25/hour, compared to a $15/hour proposal by candidate Sen. Bernie Sanders (D-VT). The one industry in […] Read More

Posted in: blog Restaurant Insurance

Tagged: restaurant insurance Restaurant Insurance Package Restaurant Insurance Program RMS Hospitality Group Wage and Hour Lawsuits

Posted on: January 8, 2020 by RMS Hospitality

In 1994, fast food giant McDonald’s found itself at the center of a major lawsuit stemming from something seemingly small: a really hot cup of coffee. The complaint arose from a customer who claimed they were severely burned from the temperature of a cup of coffee served to them at McDonald’s. However, the claimant was […] Read More

Posted in: blog Restaurant Insurance

Tagged: Burn Injuries Burn Liability restaurant insurance Restaurant Insurance Package Restaurant Insurance Program RMS Hospitality Group

Posted on: December 18, 2019 by RMS Hospitality

For restaurants, bars, and cafes, getting a bad Yelp review or unfavorable local social media buzz can cut into the flow of business and the potential for new customers to come in. From undercooked food to rude wait staff to claims related to slips and falls or burnt tongues, no restaurant can afford bad press. […] Read More

Posted in: blog Hospitality Insurance Restaurant Insurance

Tagged: Gas Hazards Gas Leaks Hospitality Insurance Hospitality Insurance Program hospitality insurance programs restaurant insurance Restaurant Insurance Package Restaurant Insurance Program RMS Hospitality Group

Posted on: December 11, 2019 by RMS Hospitality

In many parts of the country, snow, heavy rains, sleet, and ice have already made landfall and are only expected to continue through the winter. In places like Colorado, California, Chicago, and Detroit, heavy snowfall is upending some business operations, putting everything from freight deliveries to pizza deliveries behind schedule. But this can be expected […] Read More

Posted in: blog Restaurant Insurance

Tagged: restaurant insurance Restaurant Insurance Package Restaurant Insurance Program RMS Hospitality Group Winter Safety

Posted on: December 4, 2019 by RMS Hospitality

For restaurants, creating a great menu and an equally great environment for guests are two of their top priorities. But creating a great environment for all guests, including those with disabilities, should be a basic goal for every restaurant. However, for those with disabilities, whether they’re physical, mental, or otherwise, restaurant accessibility may be lacking […] Read More

Posted in: blog Restaurant Insurance

Tagged: Accessibility Accessibility Lawsuits Restaurant Accessibility restaurant insurance Restaurant Insurance Package Restaurant Insurance Program RMS Hospitality Group

Posted on: November 20, 2019 by RMS Hospitality

It’s a restaurant owner’s worst nightmare: someone eats at their establishment, a day or two goes by, and they have a reaction to something they ate and/or drank. All the customer has to do is trace it back to the time they spent at that eatery and then file a costly claim for food poisoning. […] Read More

Posted in: blog Hospitality Insurance

Tagged: Hospitality Hospitality Insurance Hospitality Insurance Program Products/Completed Operations Coverage RMS Hospitality Group

Posted on: November 13, 2019 by RMS Hospitality

Three are many indicators that point to a strong or surging economy. One of those is when Americans are packing their bags and hitting the road, air, or seas for travel and trips around the country or globe. And while this is great for everything from hotels to restaurants to tourism spots in travel destinations, […] Read More

Posted in: blog Hospitality Insurance Restaurant Insurance

Tagged: Hospitality Hospitality Insurance Hospitality Insurance Program Hospitality Staffing restaurant insurance Restaurant Insurance Package Restaurant Insurance Program RMS Hospitality Group