RMS Hospitality Group: Experts at Insuring Nightclubs, Bars and Restaurants

RMS Hospitality Group is the newest national insurance program of RMS Insurance Brokerage, LLC. With over 20 years’ experience, the New York-based insurance company provides insurance brokerage, consulting and insurance underwriting for its clients. RMS HG continues in the tradition of RMS; long known for its insurance expertise, well-trained and dedicated staff and commitment to excellence insurance.

Brokers love RMS Hospitality Group because we know the hospitality program insurance industry and take their time and reputation seriously. Insurance brokers benefit from the highly integrated knowledge of RMS HG’s underwriting, claims, legal, and back office operational strengths.

Policyholders and prospective insureds love us because we provide a comprehensive liability insurance program with specialized services from application through claims. Policyholders and prospective insureds share the confidence knowing that the management and staff of RMS HG themselves have extensive experience in managing and staffing clubs, bars, and restaurants. RMS HG knows the daily challenges to success that bar, club and restaurant owners confront. We work to mitigate risks that are inherent in such businesses. Our proprietary claims service, SKOPENOW, is a value-add that can save millions of dollars in unwarranted settlements.

Our competitive commissions to brokers makes us attractive, but the ease of working with our specialists is what is really compelling. Our competence and collaboration reduce resubmissions and errors and help you get your applications through the system quickly.

Our automated platforms are smooth and user friendly, and we help you understand what will and won’t fly with underwriting.

At every turn, you will find RMS HG staff to be helpful, knowledgeable, responsive, accurate and engaged in your clients’ specific needs. Our national reach brings expertise to underwriting higher-risk businesses, such as:

At the heart our national hospitality program insurance is a dedication to competence. RMS HG management and staff pride themselves in being hospitality industry experts. Many have had extensive experience in managing and staffing clubs, bars and restaurants and know the challenges facing owners and managers in the hospitality niche. As a result, we can offer excellent underwriting combined with superior risk management and claims services specific to the hospitality sector all with affordability in mind.

Our policies are policies written by carriers with A.M. Best financial strength ratings of A (Superior) or higher and those demonstrating massive size … financial size category of XV ($2 billion or greater).