Alcohol-related lawsuits typically are associated with serious injury or death. These can be very difficult cases, and jurors are often susceptible to subconscious emotional responses to alcohol-related accidents, especially those involving drunk driving.
Public awareness over drinking and driving has not translated into a large decline in incidents, and claims against businesses that serve alcohol haven’t decreased meaningfully since the initiation of anti-drunk driving campaigns. Victims or their survivors tend to look to the establishment that served the alcohol for answers or compensation when a loss occurs. A hospitality insurance program from RMS Hospitality Group can help protect restaurants, bars and clubs from financial losses due to liquor liability claims.
At RMS HG, not only are we your trusted partner; we are trusted by our carrier partners as well. That means we can provide solid guidance to you on the kinds of risks that are insurable through us, saving you and your clients time. Once your client is accepted for coverage, RMS HG works with insurance carrier partners who have expertise in Liquor Liability (i.e. Dram-shop) and Assault & Battery cases, to fight frivolous claims in order to reflect a proper loss picture. We also provide claims services that can unwind complex and unmerited claims against policyholders. Our sister company SKOPENOW provides data surveillance, social media Web searches and claims investigations to uncover relevant information that can be valuable in mitigating a settlement or exposing a fraudulent claim.
Our expertise in hospitality makes your job finding the right coverage at the right price a breeze.
Contact RMS HG to find out more about partnering on hospitality program insurance for your accounts. We are just a click or phone call away!
At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time.
