Creating a Successful Sports Bar

Posted on: June 22, 2022 by RMS Hospitality

Creating a successful sports bar requires several things to go correctly and brilliant execution to have long-term success. If there are two things people love, it’s sports and beer. Combining the two seems like an inevitable success, but establishing a good sports bar requires more than just a promising concept. If you’re wondering how to […] Read More

Posted in: Hospitality Insurance Liquor Liability Sports Bar Insurance

Understanding Liquor Liability and What It Covers

Posted on: May 18, 2022 by RMS Hospitality

Understanding liquor liability is important for every bartender or bar owner who wishes to serve their patrons’ alcohol. Whether you often serve whiskey neat or scotch by the shot, serving liquor comes with a host of liabilities. The minute you pour a drink, you become responsible for a world of potential damage, and mitigating this […] Read More

Posted in: Liquor Liability

The Difference Between General & Liquor Liability

Posted on: February 9, 2022 by RMS Hospitality

Any business that serves customers should be protected by a general liability insurance policy. This type of coverage typically includes standard liabilities such as on-site injuries, property damage, and other potential incidents that may arise from daily operations. Although this kind of policy is designed to offer broad coverage, it may not be enough for […] Read More

Posted in: Liquor Liability

How to Mitigate Liquor Liability Risks for the Holidays

Posted on: December 8, 2021 by RMS Hospitality

Drunk-driving crashes take many lives per year. Oftentimes, the victims and families will take legal action against bars and restaurants for serving the customer who is responsible for the alcohol-related incident. For your client to be best protected from liquor liability risks from occurring is to educate your clients about how they can train their […] Read More

Posted in: Liquor Liability

Preventing Alcohol-Related Incidents in Restaurants

Posted on: September 30, 2020 by RMS Hospitality

After COVID-19 spread throughout the U.S., restaurants and bars went into full-on panic mode as local mandates closed their doors to prevent further contamination. In response, these establishments began alcohol service to-go or through delivery, opening up a new revenue-generating avenue for bars and restaurants and helping them stay afloat. But even as the top food […] Read More

Posted in: Liquor Liability

5 Things to Know About Liquor Liability Insurance

Posted on: June 24, 2020 by RMS Hospitality

In the wake of COVID-19, bars and restaurants are grappling with a new normal; a new normal that consists of potential legal matters related to customers or employees who may contract the virus while at their establishment. And while the legalese around the coronavirus and its role in the industry is still up in the […] Read More

Posted in: Liquor Liability

Are Bars Liable for Customers Who Fall After Drinking?

Posted on: June 4, 2019 by RMS Hospitality

In the United States, businesses in the nightlife scene, be it a sports bar, a cool college bar, or a nightclub that gets packed on the weekend, report serving more than 19 million people each year. Throughout the country’s 62,000 bars and nightclubs, you’re bound to come across a liability issue here or there. From […] Read More

Posted in: blog Liquor Liability Sports Bar Insurance

How Establishments Should Handle Over-Intoxicated Patrons

Posted on: July 11, 2018 by RMS Hospitality

As the bread and butter of any bar or tavern, it’s no secret that alcohol sales provide great profit margins. But with a successful bar business comes the possibility of having to handle customers who tip the scales of intoxication and end up presenting a liability to your bar. There is a balance bars need […] Read More

Posted in: blog Liquor Liability

Key Facts to Know About Liquor Liability Coverage

Posted on: May 23, 2018 by RMS Hospitality

Newer state statutes are holding sellers of alcohol, such as bars, nightclubs, and liquor stores, responsible for damages under liquor liability laws. Bars can be held liable for instances where there’s a death or injury due to alcohol like in a DUI, bringing them to court and possibly closing their doors for good. Establishments that […] Read More

Posted in: blog Liquor Liability

Spotting and Handling an Underage Patron

Posted on: March 28, 2018 by RMS Hospitality

One thing that will always be a constant concern in the restaurant and hospitality industry is the issue of underaged drinking. While, obviously, bar and nightclub owners can’t handle what happens off their premises, they can ensure they’re taking the right steps to enforce strict rules against underaged patrons. It’s the bar’s or restaurant’s responsibility […] Read More

Posted in: blog Liquor Liability Nightclub Insurance

COVID-19 Update:

At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time. Contact us today!