Hospitality Insurance
Why Do Restaurants Need Excess Liability?

Posted on: March 17, 2021 by RMS Hospitality
Do you work with clients who own restaurants and are shopping for extra insurance coverage? You may want to stress the importance of having adequate excess liability insurance. Although many restaurant owners already have basic insurance types in place, the restaurant industry comes with several inherent risks that may require additional protections beyond just the […] Read More
Posted in: Hospitality Insurance
Preventing Wage and Hour Disputes in the Hospitality Industry

Posted on: August 5, 2020 by RMS Hospitality
Every day, approximately 30 hotels, restaurants, and bars throughout the United States are hit with a Fair Labor Standards Act (FLSA) accusation by the U.S. Department of Labor’s wage and hour division. From not being paid overtime to not being paid at all in some circumstances, hospitality workers bring enough wage and hour disputes to […] Read More
Posted in: Hospitality Insurance
Protecting the Hospitality Industry Against Gas Hazards

Posted on: December 18, 2019 by RMS Hospitality
For restaurants, bars, and cafes, getting a bad Yelp review or unfavorable local social media buzz can cut into the flow of business and the potential for new customers to come in. From undercooked food to rude wait staff to claims related to slips and falls or burnt tongues, no restaurant can afford bad press. […] Read More
Posted in: blog Hospitality Insurance Restaurant Insurance
The Importance of Products/Completed Operations Coverage in the Hospitality Industry

Posted on: November 20, 2019 by RMS Hospitality
It’s a restaurant owner’s worst nightmare: someone eats at their establishment, a day or two goes by, and they have a reaction to something they ate and/or drank. All the customer has to do is trace it back to the time they spent at that eatery and then file a costly claim for food poisoning. […] Read More
Posted in: blog Hospitality Insurance
Addressing Staffing Issues in the Hospitality Sector

Posted on: November 13, 2019 by RMS Hospitality
Three are many indicators that point to a strong or surging economy. One of those is when Americans are packing their bags and hitting the road, air, or seas for travel and trips around the country or globe. And while this is great for everything from hotels to restaurants to tourism spots in travel destinations, […] Read More
Posted in: blog Hospitality Insurance Restaurant Insurance
Understanding OSHA’s Guidelines for Restaurants

Posted on: September 18, 2019 by RMS Hospitality
For potential restaurant owners, before they attempt to open up a successful eatery, it’s important for them to get acquainted with compliance of federal laws regarding workplace safety and health. OSHA has spelled out guidelines for restaurants when it comes to understanding everything from health hazards to inspections to the standards of a clean floor. […] Read More
Posted in: blog Hospitality Insurance
Are Bars and Restaurants Liable for Lost or Stolen Items on the Premises?

Posted on: August 14, 2019 by RMS Hospitality
It may be summer, but soon enough temperatures are going to drop and people will be donning extra layers to stay warm when heading out. For those who head to restaurants or bars, needing to stay warm may just be what they need until they get inside the establishment, but once they’re inside, who becomes […] Read More
Posted in: blog Hospitality Insurance Restaurant Insurance
In 2019, What is “Good Hospitality”?

Posted on: July 17, 2019 by RMS Hospitality
When it comes to the hospitality industry, whether it’s bars, restaurants, or hotels, many business owners included are having to reinvent what it means to provide better quality customer service in the field. Through technology, such as social media, modern customers have different expectations and yield more power when it comes to consumer influence. The […] Read More
Posted in: blog Hospitality Insurance
Operating a Restaurant? Have These Licenses in Place

Posted on: June 19, 2019 by RMS Hospitality
Opening a restaurant is an exciting venture borne out of a passion for a specific type of cuisine, lifestyle, food, or serving the community. But actually getting things up and running isn’t a simple process. Once a concept is figured out, color schemes are picked, a name is decided on, and real estate is handled, […] Read More
Posted in: blog Hospitality Insurance Restaurant Insurance
What a Restaurant Should Do in the Event of a Lawsuit

Posted on: March 13, 2019 by RMS Hospitality
Restaurants may be a great place for people to go and eat with friends and family and enjoy a great menu. But they can also be a hotbed for possible lawsuits and costly legal battles. From sharp corners to contaminated food to unsavory acts committed by someone on staff, there are plenty of things a […] Read More
Posted in: blog Hospitality Insurance Restaurant Insurance
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